Life is unpredictable. While no one likes to imagine a future where they cannot make important decisions for themselves, it’s essential to prepare for the unexpected. A Power of Attorney (POA) is a powerful legal tool that ensures your wishes are carried out and that someone you trust has the authority to act on your behalf if you become unable to do so.

At VW Law, we help individuals and families in Naperville, Chicago, and throughout Illinois create customized estate plans—including Powers of Attorney—that provide peace of mind.

What Is a Power of Attorney?

A Power of Attorney is a legal document that allows you to appoint an “agent” (sometimes called an attorney-in-fact) to make decisions on your behalf. This authority can be broad or limited, temporary or permanent, depending on your needs.

In Illinois, there are two primary types of Powers of Attorney:

1. Power of Attorney for Healthcare

• Grants your agent the ability to make medical decisions if you cannot.
• Covers treatments, medical procedures, living arrangements, and end-of-life decisions.
• Ensures your healthcare preferences are respected, even if you’re unable to communicate them.

1. Power of Attorney for Property (Financial POA)

• Authorizes your agent to handle financial and legal matters on your behalf.
• Includes managing bank accounts, paying bills, signing checks, buying or selling property, and filing taxes.
• Helps protect your assets and ensures your financial obligations are met during illness or incapacity.

Why Is a Power of Attorney Important?

Without a valid POA, your loved ones may have to go to court to obtain guardianship in order to manage your affairs. This process can be stressful, time-consuming, and costly—especially during already difficult circumstances.

A POA allows you to:

• Choose who will act on your behalf, rather than leaving it up to the courts.
• Avoid delays in making important healthcare or financial decisions.
• Protect your family from unnecessary conflict.
• Ensure that your personal wishes are followed.

When Should You Create a Power of Attorney?

Many people mistakenly believe they only need a POA later in life. The truth is, any adult can benefit from having one in place. Illness, accidents, or unexpected events can happen at any time. Having a POA ensures that you are prepared and that the person you trust most can step in to make decisions when you cannot.

Work with an Experienced Estate Planning Attorney

At VW Law, we understand how important it is to protect your future. Our attorneys will explain your options, help you choose the right type of POA, and draft a document that reflects your wishes and complies with Illinois law.